The application process is also very simple - everything will be online. Loan upto Rs 10 Lakh, under very easy terms and conditions, at a nominal yearly interest, will be provided to our students under this project and you will have long time - 15 years, to repay your outstanding liabilities.
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This innovative initiative of the State Government will provide education loan to students for incurring a wide range of expenses, such as course fees, tuition charges, hostel expenses, cost of books, computers, laptops, to name just a few.Īll residents of West Bengal, Class X (Ten) and above, pursuing Higher Secondary, UG, PG, Professional and Diploma courses or Doctoral/Post-Doctoral research courses from any recognized school, madrasah, college, university or higher educational institutions within the State, outside Bengal, and even in other countries, can avail the benefits of this scheme, till the age of 40 years.Ĭandidates studying in different coaching institutes for appearing in competitive examinations like IAS, IPS, WBCS etc will also be entitled to get loan under our Student Credit Card scheme. The State Government is happy to launch the STUDENT CREDIT CARD project, which will henceforth cover all your education expenses (with some additional costs as well) to help you achieve all your future education goals. You will be happy to know that we have kept our word. We had promised you sometime back that our government would provide credit card facility to our students to help them pursue higher education more easily. For details kindly go through the Scheme given in this portal. The repayment period shall be fifteen (15) years for any loan availed under this Credit Card including the Moratorium/ repayment holiday. The upper age limit for the interested students has been kept as 40(forty) years at the time of applying for loan. 1% interest concession will be provided to borrower if the interest is fully serviced during the study period.
10 lakhs 4% per annum simple interest from the State Cooperative Bank and its affiliated Central Cooperative Banks and District Central Cooperative Banks and Public/ Private Sector Banks.
A student from West Bengal can obtain a maximum loan of Rs. Students studying in various coaching institutions for appearing in different competitive examinations like Engineering, Medical, Law, IAS, IPS, WBCS etc, can also avail the loan under this scheme. This scheme is designed to support the students to pursue secondary, higher secondary, madrasah, undergraduate and post graduate studies including professional degree and other equivalent courses in any School, Madrasah, College, University and other affiliated institutes within and outside India. Under the visionary leadership of Mamata Banerjee, Hon’ble Chief Minister, West Bengal, The Higher Education Department, Government of West Bengal has introduced the Student Credit Card Scheme for the students of West Bengal to enable them to pursue education without having any financial constraints.
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